FTMO vs Topstep

A plain side-by-side of what you pay and the rules you trade under. Every figure comes from each firm's official site. If we haven't verified something, it says "check official site".

FTMO: verified 2026-09-26 (source) · Topstep: verified 2026-09-27 (source)

The short answer

If you pass on the first try, FTMO costs less: $119 vs $198 (50K, list price, evaluation + activation).
If you need 2 retries, Topstep is cheaper: $296 vs $337.
FTMO bills monthly, so every extra month before you pass adds $119.
Topstep bills monthly, so every extra month before you pass adds $49.

Side by side (50K account)

FTMO and Topstep compared
What	FTMO	Topstep
50K evaluation price	$119 per month	$49 per month
Activation fee (after you pass)	$0	$149
Resets	Yes, $109	Yes, $49
50K profit target	$3,000	$3,000
50K max drawdown	$2,000 (EOD trailing)	$2,000 (EOD trailing)
Drawdown type	EOD trailing (locks at initial balance)	EOD trailing (Maximum Loss Limit, set from the end-of-day balance high; stops at the starting balance)
Top profit split	up to 90%	up to 90%
Payout rules	Growth: 90/10, every 4 days, 4 days >= $150 (50K), withdraw 50%, cap $2,500 (50K); no consistency rule on Sim-Funded	90/10 split; Standard XFA: 5 winning days of $150+ per payout, request up to 50% of balance, capped at $2,000 (50K) / $3,000 (100K) per request; minimum payout $125
Coupon code	Coming soon	Coming soon

True cost at a glance

True cost = evaluation + activation fee + (retries × reset or re-buy price). 50K, list prices before discounts; monthly plans shown for the first month.

Retries	FTMO	Topstep
Pass first try	$119	$198
1 retry	$228	$247
2 retries	$337	$296

Each retry: FTMO $109 reset; Topstep $49 reset.

Frequently asked

Which is cheaper, FTMO or Topstep?

If you pass on the first try, FTMO costs less: $119 vs $198 (50K, list price, evaluation + activation).

Does FTMO have resets?

Yes, $109

Does Topstep have resets?

Yes, $49

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