FTMO rules, in plain English (Futures and CFD)

FTMO runs two different products. Most of this page is FTMO Futures (Growth and Pro evaluations, then a Sim-Funded account). A separate section covers FTMO CFD trading objectives, which use percentages rather than the Futures dollar table. Do not mix the two rule sets.

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Last checked Nov 9, 2026 · Official sources: Futures comparison table, FTMO Futures overview, How Futures works, FTMO CFD trading objectives. Rules change: confirm before you buy.

1. What FTMO Futures costs

Futures evaluations are sold as a monthly subscription. FTMO publishes two paths: Growth (lower fees, easier evaluation rules) and Pro (more drawdown room, higher payout caps, 100% of profit withdrawable on Sim-Funded). Account sizes are 50K, 100K and 150K.

• Activation fee: none ($0) on every Futures account in the comparison table.
• Our coupon code: none. Use the partner link; pay the price FTMO shows at checkout.
• True cost if you pass a Growth 50K on the first subscription month: $119 for that month, assuming you do not also pay a reset. Add another $109 if you reset once. Use the calculator if you expect retries.

2. How you can fail: Futures drawdown

FTMO Futures uses an end-of-day trailing maximum drawdown (the overview also says "no intraday trailing" and "drawdown trailing lock"). During the Growth evaluation there is no daily loss limit; Pro evaluations have a hard daily loss limit (see the table).

On Sim-Funded accounts the same end-of-day max drawdown continues. Growth then adds a soft daily loss limit ($1,000 / $2,000 / $3,000 on 50K / 100K / 150K). Pro keeps a hard daily loss limit ($1,000 / $1,500 / $2,000).

FTMO states that all accounts it provides are demo accounts with fictitious funds, traded in a simulated environment. A later Live Funded Account is invitation-only after FTMO reviews Sim-Funded trading.

3. Getting paid on FTMO Futures (Sim-Funded)

There is no profit target and no consistency rule on Sim-Funded. You keep up to 90% of simulated profits, subject to the payout rules:

• Payout ratio 90/10 on every account.
• Minimum withdrawable amount $20.
• Minimum new profit for a request: 50% of the amount you ask for.
• Up to 3 Sim-Funded accounts at once (shared across Growth and Pro). Evaluation accounts are unlimited, each on its own subscription.
• You can theoretically hold up to $450,000 in simulated capital across those accounts (FTMO's published figure).

If you are later invited to a Live Funded Account, FTMO describes a one-time buffer before the first live payout, then daily payouts of profit above that buffer, still at 90/10, with no payout cap. A market-data fee applies; FTMO says it covers one exchange. The buffer dollar amount was not published on the pages we fetched, so we do not invent it.

4. FTMO CFD is a different product

The page at ftmo.com/en/trading-objectives/ describes CFD-style Instant, 1-Step and 2-Step objectives. These percentages do not replace the Futures dollar table above.

• 2-Step (classic Challenge + Verification): profit target 10% then 5%; maximum daily loss 5% of initial simulated capital, recalculated from the midnight CE(S)T balance; maximum loss 10% static; at least 4 trading days (a day with at least one position opened) in each phase. No profit target and no minimum-day rule on the later FTMO Account.
• 1-Step: 10% profit target on the challenge only; maximum daily loss 3%; maximum loss 10% as an end-of-day trailing limit. For accounts from orders created on or after 12 October 2026 (or merged on/after that date), a consistency rule replaces the older Best Day rule: your best day may not be more than 50% of total closed profit. Going over is not a breach; you keep trading until the share fits. Older accounts still use the Best Day rule measured against positive-days' profit.
• Instant: no separate evaluation phase is described on that page. Maximum daily loss 3%; maximum loss 10% as an intraday trailing limit from closed-trade balance highs; consistency at 30% of total profit to take a reward. The page warns that withdrawing a reward after the balance is above 110% of starting capital can breach the trailing limit, because the limit does not reset on an Instant withdrawal.

We did not reprint CFD challenge prices; they were not collected from an official pricing table in this update. Check FTMO's CFD pages for current CFD fees.

FTMO also notes that you can execute simulated CFD trades on TradingView via the OANDA broker profile. We did not find a matching platform list on the Futures pages we fetched today, so we do not name Futures platforms here.

5. Practical notes before you try to pass

• Decide Futures vs CFD first. A 10% CFD target is not the same product as a $3,000 Futures Growth 50K target.
• On Futures Growth, one large day can stall an evaluation through the 40% consistency cap even if you are green overall.
• On Pro Sim-Funded you can request 100% of profit up to the cap — FTMO itself warns that a full withdrawal can violate the maximum drawdown. Read the payout calculator in the client area before you confirm.
• There is no time limit on the Futures evaluation, but the subscription renews monthly until you pass, reset, or cancel.

6. Not verified today

• FTMO CFD evaluation prices and any current CFD sale.
• The exact one-time buffer on a Futures Live Funded Account.
• A complete Futures platform list (NinjaTrader, Tradovate or otherwise) — not shown on the pages fetched today.
• The full country-restriction list (the FAQ mentions exceptions but the public extract was truncated).

FAQ

Does TrueCostProp have an FTMO discount code?

No. We only have a partner link. There is no FTMO coupon code on this site.

Is FTMO Futures the same as the FTMO Challenge most people know?

No. The well-known percentage Challenge / Verification path is FTMO CFD. FTMO Futures uses dollar profit targets, an end-of-day drawdown table, and Growth vs Pro plans.

Is there a consistency rule after I pass Futures?

Not on Sim-Funded. Consistency (≤40% Growth, ≤50% Pro) applies during the Futures evaluation only.

Is there an activation fee?

FTMO's Futures comparison table lists no activation fee on every account.

Do you earn money if I buy through this page?

Yes (#ad). The partner link does not change FTMO's price.

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