Topstep rules, in plain English

What you pay, what you must hit, how you can fail, and when you get paid. Summarised in our own words from Topstep's official pages. Anything we haven't verified says "check official site".

Last verified 2026-09-27 · Official source · Rules change often: confirm before you buy.

1. What it costs

Topstep evaluation accounts
Account	Evaluation price	Profit target	Max drawdown
50K	$49 per month	$3,000	$2,000 (EOD trailing)
100K	$99 per month	$6,000	$3,000 (EOD trailing)
150K	$199 per month	check official site	$4,500 (EOD trailing)

Activation fee (paid after you pass, to get the funded account): $149.
Ongoing fees: The Trading Combine is monthly ($49/mo on 50K, $99/mo on 100K) until you pass; the subscription is cancelled when you pass. No Activation Fee Path: 50K $95/mo, 100K $149/mo, $0 activation.
If you fail: $49 reset.
True cost if you pass first try (50K): $198 for the first month. Add retries in the calculator.
Our coupon code: coming soon.

2. How you can fail: drawdown

Topstep: EOD trailing (Maximum Loss Limit, set from the end-of-day balance high; stops at the starting balance).

"Max drawdown" is how far your account can fall before the evaluation ends. "EOD" (end of day) means the limit is checked against your balance at the close, so swings during the day don't count against the limit until the day ends. "Trailing" means the limit moves up as your account reaches new highs, so profits you give back still count.

3. Getting paid

90/10 split
Standard XFA: 5 winning days of $150+ per payout, request up to 50% of balance, capped at $2,000 (50K) / $3,000 (100K) per request
minimum payout $125

In short: you keep up to 90% of profits, subject to the conditions above.

4. Not verified yet

We only list rules we've confirmed on the official site. These are still open:

Daily loss limit: check official site
News trading: check official site
Holding overnight: check official site
Platforms: check official site

Plan notes

Standard Path list prices. Consistency target in the Combine: best day at or below 55% of the profit target (Topstep help centre, 'Consistency at Topstep', rechecked 2026-09-27; third-party guides quoting 50% are out of date). XFA reactivation (Back2Funded): 50K $599, 100K $699. Topstep's affiliate program was reportedly sunset in Aug 2026, so we expect no code.

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