Guide · forex/CFD · FTMO Challenge, 2-Step
How to pass the FTMO Challenge: respect the daily limit.
The FTMO Challenge is two phases with a fixed daily loss limit and an overall loss limit. The daily limit is where most attempts end. Rules below are summarised from FTMO's official site, checked 2026-09-27.
TrueCostProp is independent and not affiliated with, sponsored by or endorsed by FTMO.
1. The rules (2-Step Challenge)
- Profit targetsPhase 1: 10% · Phase 2: 5%
- Loss limitsMax daily loss 5% · Max loss 10%
- Rewards and feeRewards up to 90%; the fee is refunded (100%) with your rewards; min 4 trading days; unlimited trading period
- $50K price€345 (one-time, refundable fee)
- $100K price€540 (one-time, refundable fee (sale price €439 shown on 2026-09-27))
Shown in EUR for our region; the site lets you switch to USD or GBP. Sources: Challenge table (homepage)
2. FTMO Challenge tips that come from the rules
- Size from the daily limit. If the daily limit is 5% of the account, a hypothetical 0.5% risk per trade gives you about ten losing trades before that day's limit. At 2% per trade it's two or three. That's arithmetic, not a promise.
- Stop for the day well before the limit. Set your own stop at a fraction of it, so slippage or one more trade can't breach it.
- Phase 2 has a smaller target. Don't let that make you careless. The loss limits don't shrink with the target.
- Plan around news and weekends according to your account type's rules on the official site.
- Budget for more than one attempt. The fee is refunded with your rewards only if you get that far.
Trading futures instead? FTMO Futures at a glance
FTMO also sells a futures product (plan we track): 50K target $3,000, max drawdown $2,000 (EOD trailing) (EOD trailing (locks at initial balance)), $119 per month. FTMO Futures true-cost review · FTMO vs Topstep
FAQ
What are the FTMO Challenge profit targets?
Phase 1: 10% · Phase 2: 5% (2-Step), checked 2026-09-27.
What are the FTMO loss limits?
Max daily loss 5% · Max loss 10%, checked 2026-09-27.
Is the FTMO fee refunded?
FTMO states: Rewards up to 90%; the fee is refunded (100%) with your rewards; min 4 trading days; unlimited trading period.
Before you buy the challenge
Learn how to pass it.
Prop Pass Blueprint covers the rules that fail accounts, ATR position sizing and order flow from zero. Examples use futures; the risk rules apply to any challenge. $49, in English, 14-day refund.
No pass guarantee. Not financial advice. CFD and futures trading involve substantial risk of loss. FTMO is a trademark of its owner, used here only to describe its published rules. Report an error