Guide · forex/CFD · FTMO Challenge, 2-Step
How to pass the FTMO Challenge: respect the daily limit.
The FTMO Challenge is two phases with a fixed daily loss limit and an overall loss limit. The daily limit is where most attempts end. Rules below are summarised from FTMO's official site, checked 2026-09-27.
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1. The rules (2-Step Challenge)
- Profit targetsPhase 1: 10% · Phase 2: 5%
- Loss limitsMax daily loss 5% · Max loss 10%
- Rewards and feeRewards up to 90%; the fee is refunded (100%) with your rewards; min 4 trading days; unlimited trading period
- $50K price€345 (one-time, refundable fee)
- $100K price€540 (one-time, refundable fee (sale price €439 shown on 2026-09-27))
Shown in EUR for our region; the site lets you switch to USD or GBP. Sources: Challenge table (homepage)
2. FTMO Challenge tips that come from the rules
- Size from the daily limit. If the daily limit is 5% of the account, a hypothetical 0.5% risk per trade gives you about ten losing trades before that day's limit. At 2% per trade it's two or three. That's arithmetic, not a promise.
- Stop for the day well before the limit. Set your own stop at a fraction of it, so slippage or one more trade can't breach it.
- Phase 2 has a smaller target. Don't let that make you careless. The loss limits don't shrink with the target.
- Plan around news and weekends according to your account type's rules on the official site.
- Budget for more than one attempt. The fee is refunded with your rewards only if you get that far.
Trading futures instead? FTMO Futures at a glance
FTMO also sells a futures product (plan we track): 50K target $3,000, max drawdown $2,000 (EOD trailing) (EOD trailing (locks at initial balance)), $119 per month. FTMO Futures true-cost review · FTMO vs Topstep
FAQ
What are the FTMO Challenge profit targets?
Phase 1: 10% · Phase 2: 5% (2-Step), checked 2026-09-27.
What are the FTMO loss limits?
Max daily loss 5% · Max loss 10%, checked 2026-09-27.
Is the FTMO fee refunded?
FTMO states: Rewards up to 90%; the fee is refunded (100%) with your rewards; min 4 trading days; unlimited trading period.
Before you buy the challenge
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No pass guarantee. Not financial advice. CFD and futures trading involve substantial risk of loss. FTMO is a trademark of its owner, used here only to describe its published rules. Report an error
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