Comparison · futures · 50K

Topstep vs MyFundedFutures: the true cost

The sticker price isn't what you pay. What you pay is the evaluation, plus activation, plus every retry. Here's Topstep against MyFundedFutures on what you pay and the rules you trade under, from each firm's official pages.

Independent comparison. TrueCostProp isn't affiliated with, sponsored by or endorsed by either firm. Names are used only to describe and compare.

The short answer

Pass first try: Topstep costs less, $198 vs $209 (MyFundedFutures).
After 1 failed attempt: Topstep costs less, $247 vs $418 (MyFundedFutures).
After 2 failed attempts: Topstep costs less, $296 vs $627 (MyFundedFutures).
After 3 failed attempts: Topstep costs less, $345 vs $836 (MyFundedFutures).
Topstep bills monthly, so each extra month before you pass adds $49.
MyFundedFutures has no resets on this plan: every fail is a full re-buy.

Side by side

Topstep and MyFundedFutures compared
What	Topstep	MyFundedFutures
50K evaluation	$49 per month	$209 one-time
Activation fee	$149	$0
If you fail	$49 reset	no reset: new evaluation ($209)
Profit target	$3,000	$3,000
Max drawdown	$2,000 (EOD trailing)	$2,000 (EOD in evaluation)
Drawdown type	EOD trailing (Maximum Loss Limit, set from the end-of-day balance high; stops at the starting balance)	Evaluation: EOD. Funded: intraday trailing, stops trailing (static) once you reach start + $100
Top split	up to 90%	up to 90%
Payout rules	90/10 split; Standard XFA: 5 winning days of $150+ per payout, request up to 50% of balance, capped at $2,000 (50K) / $3,000 (100K) per request; minimum payout $125	Daily payouts; 90/10 split; minimum payout $500; required buffer $2,100 (50K) / $3,100 (100K); no daily loss limit and no consistency rule once funded
Checked on	2026-09-27	2026-09-27

True cost after failed attempts (50K, list price)

Scenario	Topstep	MyFundedFutures
Pass first try	$198	$209
1 fail, then pass	$247	$418
2 fails, then pass	$296	$627
3 fails, then pass	$345	$836

Evaluation + activation + n retries. Monthly plans add a fee for every extra month. Promotions change weekly, so confirm at checkout. Run your own numbers.

Whichever you pick, the rules fail you first

Both firms end an attempt when you touch the drawdown. Size every trade as a small share of the max drawdown, stop for the day early, and aim to reach the target over several ordinary sessions. Firm-specific plans:

FAQ

Is Topstep or MyFundedFutures cheaper?

Pass first try: Topstep costs less, $198 vs $209 (MyFundedFutures).

Which has the tougher drawdown, Topstep or MyFundedFutures?

Topstep: EOD trailing (Maximum Loss Limit, set from the end-of-day balance high; stops at the starting balance). MyFundedFutures: Evaluation: EOD. Funded: intraday trailing, stops trailing (static) once you reach start + $100. Intraday trailing (real time) is generally stricter than end-of-day trailing for the same dollar amount.

Which is better, Topstep or MyFundedFutures?

Neither is better for everyone. It depends on how many attempts you'll need, your trading style and each firm's payout conditions. We make no claim about either firm's reliability beyond their published rules.

Learn how to pass it.

One failed attempt usually costs more than the whole course. Prop Pass Blueprint: order flow from zero, the rules that fail accounts, ATR sizing. $49, 14-day refund.

No pass guarantee. Not financial advice. Futures trading involves substantial risk of loss. Firm names are trademarks of their owners.